The Brignac Group is a full-service, independent Baton Rouge insurance agency.

(225) 292-1100

The Brignac Group - A Baton Rouge Insurance Agency
The Brignac Group - A Baton Rouge Insurance Agency
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  • Business Insurance
    • General Liability
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  • More
    • Home
    • About
      • About TBG
      • Meet Team Brignac
    • Personal Insurance
      • Auto Insurance
      • Home Insurance
      • Fire Insurance
      • Life Insurance
      • Flood Insurance
      • Umbrella Insurance
      • Renter's Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat Insurance
    • Business Insurance
      • General Liability
      • Commercial Property
      • Commercial Auto
      • Workers Comp

(225) 292-1100


  • Home
  • About
  • Personal Insurance
  • Business Insurance
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The Brignac Group - A Baton Rouge Insurance Agency

Umbrella Insurance

A Personal Umbrella insurance policy is inexpensive and can be set up to protect you against serious injury and property damage claims made against you.

why go with the umbrella?

better safe than sorry

Most automobile accidents and injuries at home are fairly insignificant. If a claim is made against you, your auto and homeowners insurance is sufficient to pay for the damages or injuries you caused. 


But there are times when more serious accidents take place and the typical auto and homeowners policy limits of $300,000 or $500,000 are not enough to pay the for the damages. 


These are the times where a Personal Umbrella insurance policy will save the day, not to mention your hard-earned assets.  

It's easy and affordable

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The cost of a Personal Umbrella insurance policy is very reasonable.

 The amount does vary by carrier, however, for about $250 per year, you can buy a $1 million policy. The policy can be increased in million dollar increments where offered by the carrier.  Coverage limits vary from carrier to carrier. 

our recommendation

at the brignac group...

... we advise you to purchase a Personal Umbrella insurance policy with a MINIMUM of $1,000,000 coverage, including the uninsured and underinsured motorist (UM/UIM) injury protection. UM/UIM coverage pays for injuries you and your family sustain from an accident caused by the owner or operator of an uninsured or underinsured vehicle. Excess UM/UIM from a Personal Umbrella insurance policy pays after the auto policy’s UM/UIM limits have been exhausted.

 

Umbrella insurance Baton Rouge policies generally provide additional liability coverage for the following underlying policies:


  • Personal Automobile
  • Homeowners
  • Recreational Vehicles
  • Watercraft
  • Personal Liability


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AT THE BRIGNAC GROUP, OUR GOAL IS TO EXCEED YOUR EXPECTATIONS. CALL (225) 292-1100.

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  • Meet Team Brignac
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