The Brignac Group is a full-service, independent Baton Rouge insurance agency.
The Brignac Group - A Baton Rouge Insurance Agency
Umbrella Insurance
A Personal Umbrella insurance policy is inexpensive and can be set up to protect you against serious injury and property damage claims made against you.
It's easy and affordable
The cost of a Personal Umbrella insurance policy is very reasonable.
The amount does vary by carrier, however, for about $250 per year, you can buy a $1 million policy. The policy can be increased in million dollar increments where offered by the carrier. Coverage limits vary from carrier to carrier.
our recommendation
at the brignac group...
... we advise you to purchase a Personal Umbrella insurance policy with a MINIMUM of $1,000,000 coverage, including the uninsured and underinsured motorist (UM/UIM) injury protection. UM/UIM coverage pays for injuries you and your family sustain from an accident caused by the owner or operator of an uninsured or underinsured vehicle. Excess UM/UIM from a Personal Umbrella insurance policy pays after the auto policy’s UM/UIM limits have been exhausted.
Umbrella insurance Baton Rouge policies generally provide additional liability coverage for the following underlying policies:
- Personal Automobile
- Homeowners
- Recreational Vehicles
- Watercraft
- Personal Liability