The Brignac Group is a full-service, independent Baton Rouge insurance agency.
The Brignac Group - A Baton Rouge Insurance Agency
home insurance
We are positioned to provide the most competitive home insurance Baton Rouge policies in the marketplace, whether your home is of new construction, older home or even of “high value” home construction.
What’s included in a Home Insurance Policy?
COVERAGE A - DWELLING
COVERAGE C - PERSONAL PROPERTY
COVERAGE B - OTHER STRUCTURES
Protects your house and any attached structures, such as garages or carports.
COVERAGE B - OTHER STRUCTURES
COVERAGE C - PERSONAL PROPERTY
COVERAGE B - OTHER STRUCTURES
Protects structures that are not attached to the home, such as a detached (separate) garage, storage or utility shed, playground equipment, swimming pools, outdoor kitchens, and arbors.
COVERAGE C - PERSONAL PROPERTY
COVERAGE C - PERSONAL PROPERTY
COVERAGE C - PERSONAL PROPERTY
Covers your possessions, whether they are at your home or away with you on vacation. Personal property is often covered on a named peril basis. This means that only the causes of loss listed in the policy section are covered. (see note below)
COVERAGE D - LOSS OF USE
COVERAGE E - PERSONAL LIABILITY
COVERAGE C - PERSONAL PROPERTY
Handles the cost of additional living expenses while your home is being repaired due to a covered loss.
COVERAGE E - PERSONAL LIABILITY
COVERAGE E - PERSONAL LIABILITY
COVERAGE E - PERSONAL LIABILITY
If you are legally responsible for causing property damage or physical injury. Protection includes paying for your defense costs and any financial judgment for covered incidents.
COVERAGE F - MEDICAL PAYMENTS
COVERAGE E - PERSONAL LIABILITY
COVERAGE E - PERSONAL LIABILITY
Provides reimbursement for minor injuries, such as a guest who trips and falls while visiting your home. This coverage does not apply to a family member.