Auto Insurance Baton Rouge – The Brignac Group

Auto Insurance Baton Rouge

Auto Insurance Baton Rouge

Auto insurance Baton Rouge with The Brignac Group has never been easier. We understand there’s nothing more personal than auto insurance Baton Rouge that covers your car and your valuable possessions. We are positioned to provide the most competitive auto insurance Baton Rouge policies in the marketplace.

Contact us at The Brignac Group when you want genuine service and a trusted insurance partner for your personal auto insurance Baton Rouge. We are the final piece to your personal auto insurance Baton Rouge puzzle.

In Louisiana, you are required to carry proof of auto insurance Baton Rouge to show that you are able to pay for any damage or injury you may cause while driving.

What factors affect my auto insurance Baton Rouge premium?

Accidents, traffic violations, credit score, the age of drivers, the distance being driven to work, what type of car you own, the number of cars are on the policy and many more factors determine the price of your policy.

Auto Insurance Baton Rouge

What kind of  auto insurance Baton Rouge do I need?

In Louisiana, you must carry liability limits of:

  • $15,000 for the injury or death of one person
  • $30,000 for the injury or death of more than one person
  • $25,000 for property damage

If you have an outstanding loan on your vehicle, the lender will require you to maintain:

  • Comprehensive and Collision Coverage (see note below)

Auto Insurance Baton Rouge

Parts of an Auto Insurance Baton Rouge Policy

  • Bodily Injury Liability – Covers injury that you may cause to others.
  • Property-Damage Liability – Covers damage that you may cause to another person’s property.
  • Uninsured Motorist Coverage – Typically pays for injury you suffer from an accident caused by an uninsured driver. “Uninsured” usually refers to a person who has no insurance or a person who can’t be located (“hit and run drivers”).
  • Underinsured Motorist Coverage – Pays for injuries caused by a driver who is inadequately insured.
  • Collision Coverage – Covers damage when your vehicle runs into another object, such as other vehicles, trees, light poles, etc. (See NOTE below)
  • Comprehensive Coverage – Covers damage caused to your vehicle by an “act of other than collision”, such as fire, theft, vandalism, or hail. (See NOTE below)
  • Towing and Labor Coverage – Could help pay for the car to be towed to a service station or for any repair that occurs at the location of the car’s breakdown.
  • Rental Reimbursement – Reimburses your expense of renting a car as a temporary replacement. The car being replaced must be an insured car that’s unavailable for use because of it being damaged, lost (stolen) or destroyed in a covered loss.

Note: Both Collision and Comprehensive coverages are subject to deductibles (the amount of a claim that the policy owner must pay).  The deductible chosen affects the overall premium.

We have the most affordable auto insurance Baton Rouge rates available – (225) 292-1100

I posted a comment on social media on how my current insurance company increased my auto premium and I was looking to shop around.  Many comments suggested calling The Brignac Group.  I’m glad I did.  Save me thousands of dollars!

Beverly from Baton Rouge

Life insurance was confusing to me.  The Brignac Group provided simple explanations to the types of insurance and made sure I purchased the best type of plan for the right purpose and need.

Joe from Prairieville

I have been a client of The Brignac Group for many years.  I recently got married.  My spouse was insured elsewhere.  We bundled our home, auto, boat, and RV insurance.  Happy to say The Brignac Group is our agency of choice.

Lynn from Lafayette

Purchased an older home that was totally remodeled recently.  Unlike other companies, The Brignac Group was able to use a construction date of 2017.  A huge savings in insurance cost!

Neal from New Orleans